Go Cashless with UPaisa Debit Card: A Smarter Way to Pay
By M Salman
Once I was looking to make payments, my friend suggested I try an Upaisa debit card. Yes, I tried and it did well.
So, if you are looking to make payments with ease, the Upaisa debit card may be the best choice for you.
It is powered by Mastercard, UnionPay, and PayPak and offers an efficient and secure way to deal with payments, eliminating the need for physical cash.
How to Get Upaisa Debit Card?
If you have decided to get an Upaisa debit card, there is an easy way to get it.
Just apply for your UPaisa Debit Card by dialing *786# or download the UPaisa App.
Ufone has launched it with the collaboration of Ubank.
You can use it at ATMs and retail outlets. It is backed by a huge network of 1-Link ATMs and UnionPay card-accepting machines.
You are not required to have a traditional bank account to use it for transactions. You can use it for groceries and fuel your cars or motorbikes.
If you have an Upaisa debit card, it will enable you to get some discounts on key brands in Pakistan.
Customers can get it from the nearest Ufone Service Center, Franchise, and even from a registered UPaisa Shop and UBank Branch.
| Description | Charges |
|---|---|
| Card Issuance Charges | Rs. 399 |
| Card Reissuance Charges | Rs. 399 |
| Cash Withdrawal (MNET & 1Link) | Rs. 18.75 |
| Cash Withdrawal (U Bank ATM) | Free |
| Balance Inquiry (MNET & 1Link) | Rs. 2.50 |
| Balance Inquiry (U Bank ATM) | Free |
Key Features
UPaisa’s Mastercard Debit Card has been designed for its Mobile Account customers with transaction security features.
It offers multiple features, prioritizing convenience and security.
| Features | How to Get Your UPaisa Mastercard Debit Card |
|---|---|
| Secure E-Commerce Transactions: Use your card on all domestic platforms. | Via UPaisa App: Download the app and follow a few simple steps. |
| Control at Your Fingertips: Enable or disable your debit card through the UPaisa mobile app. | Through USSD: Dial *786# and order your card directly from your phone. |
| Widespread Access: Withdraw cash from over 16,000 ATMs across Pakistan. | |
| Retail Acceptance: The card is accepted at more than 67,000 retail merchants nationwide. | |
| Contactless Payments: Simply tap and pay at POS machines for quicker transactions (supported merchants only). | |
| Free SMS Alerts: Receive real-time alerts for every transaction, ensuring peace of mind. |
This card is not available for international payments.
Stay Secure
If you have received a debit card, you must be vigilant from fraud.
There have been reports that criminals have been involved in stealing data from your card’s magnetic stripe.
We are giving you some tips to keep your card safe from fraud.
| Security Tips for Using Your Debit Card | Details |
|---|---|
| Shield Your PIN | Cover the keypad while entering your PIN to prevent unauthorized access. |
| Keep Your PIN Confidential | Don’t share your PIN with anyone or store it with your card. |
| Monitor Your Card | Always keep your card in sight during transactions at stores or restaurants. |
| Inspect ATMs | Check for signs of tampering and avoid machines that look damaged. |
| Use Secure Locations | Opt for ATMs inside bank branches or malls for added security. |
| Check Statements Regularly | Review your account statements online to catch any unauthorized transactions early. |
| Report Suspicious Activity | If you suspect any fraudulent activity, report it to your bank immediately. |
FAQs
What kind of debit card does UPaisa offer?
UPaisa provides Debit Cards that are powered by UnionPay and PayPak. You can use these cards to withdraw cash from any ATM and make purchases at shops and retailers across Pakistan.
How can I check my debit card balance?
If you are looking to check your debit card balance, you can check from the bank’s website, mobile app, at an ATM, or by calling customer service. You can also visit the bank in person. We recommend that you should review your monthly statement to ensure there are no unauthorized charges. If you notice any suspicious transactions, you can contact your bank immediately.
How do I check my UPaisa account balance?
You can check your UPaisa account balance by dialing 7866*1#. You can also log into your UPaisa mobile app to check your balance.
What is the limit on a UPaisa account?
The maximum balance limit for a UPaisa Home Remittance account amounts to Rs 1,500,000. You can use your Upaisa debit card to withdraw cash from ATMs across the country for 24 hours. Additionally, there are no fees for funds transfers from abroad.
