Car Installment Plans July 2025: Honda, Toyota, Suzuki, More

By Salman Khan

KARACHI – As car prices rise after the federal budget, several auto manufacturers and banks in Pakistan have offered updated auto financing with investallment plans to facilitate consumers. United Bank Limited (UBL) has launched new installment plans for Honda City. Other companies like Toyota, Suzuki, and Changan have also rolled out 2025 deals with easy monthly payment options.

---

The Honda City has been one of Pakistan’s top-selling sedans due to its fuel efficiency. The car also has a resale value and comfortable drive. UBL has also introduced fixed-rate financing offers for variants of the City with low down payments and residual value options.

Honda City 1.2 M/T

• Price: Rs 4,696,000
  
• Down Payment: Rs 1,737,520
  
• Financing Amount: Rs 2,958,480
  
• Monthly Installment: Rs 101,834
  
• Residual Value: Rs 68,791
  
• Markup: 14.50% Fixed
  

Honda City 1.2 CVT

• Price: Rs 4,737,000
  
• Down Payment: Rs 1,752,690
  
• Financing Amount: Rs 2,984,310
  
• Monthly Installment: Rs 102,723
  
• Residual Value: Rs 69,392
  

Honda City 1.5 Aspire CVT

• Price: Rs 5,969,000
  
• Down Payment: Rs 2,984,500
  
• Financing Amount: Rs 2,984,500
  
• Monthly Installment: Rs 102,729
  
• Residual Value: Rs 69,396
  

UBL’s auto finance offers these with a five-year tenure and balloon payment option.

Indus Motor Company has entered into an agreement with Bank Alfalah and Meezan Bank to provide both conventional and Islamic auto financing.

Toyota Yaris 1.3 GLi CVT

• Price: Rs 5,099,000
  
• Meezan Bank Financing: Tenure up to 5 years
  
• Monthly Installment: Approx. Rs 105,000 (30% DP)
  

Toyota Corolla Altis 1.6

• Price: Rs 6,676,000
  
• Bank Alfalah Plan: Tenure up to 7 years
  
• Monthly Installment: Approx. Rs 115,000
  

Toyota also offers zero processing fees and priority delivery on select plans.

Pak Suzuki Motor Company has rolled out latest car financing packages under both conventional and Shariah-compliant modes.

Suzuki Alto VXR

• Price: Rs 2,331,000
  
• Down Payment: Rs 699,300
  
• Monthly Installment: Approx. Rs 48,500
  
• Tenure: 3 to 5 years
  

Suzuki Wagon R VXL

• Price: Rs 3,214,000
  
• Monthly Installment: Approx. Rs 65,000
  

Suzuki offers free tracker, complementary insurance, and fast delivery slots through participating bank.

Master Changan Motors has also gained momentum in the compact and SUV segments. Their vehicles are now available through leading banks which included Alfalah, Meezan, and Faysal Bank.

Changan Oshan X7 Prices – July 2025 (Pakistan)

• Variant: Oshan X7 Comfort
  • Price Range: PKR 7,999,000 – PKR 8,474,000
  • Type: Ex-factory price
  • Note: No sources confirm price as high as PKR 9,199,000 for this variant.
• Variant: Oshan X7 FutureSense
  • Price Range: PKR 8,549,000 – PKR 9,299,000
  • Type: Higher-end variant
  • Details:
    • Price includes freight and CVT
    • Available in 5-seater and 7-seater configurations

Car Financing Trends – July 2025

• Post-budget hikes in taxes and freight result in bank-financed vehicles being more attractive to salaried buyers.
  
• Used car market is also up due to affordability issues in new models.
  
• Islamic auto finance (such as Meezan Car Ijarah) has become a preferred choice in urban areas.
  
• Vehicles with low fuel consumption and high resale value, like the Honda City and the Suzuki Alto, continue capturing the market due to rising demand.
• Read More: Car sales up 39% in 11MFY25 and check out for more stories on newztodays.net